No Guarantee of Validity

The contents of all materials and/or information available through the services provided by 1800KNOWNOW LLC ("1-800-Know-Now") (collectively, the "Services") are intended to provide useful information for its users. While 1-800-Know-Now makes every effort to present accurate and reliable information through its Services, 1-800-Know-Now does not endorse, approve, or certify such information, nor does it guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of such information. Information provided by the Services may or may not be current as of the date of your access or request, and 1-800-Know-Now has no duty to update and maintain the information, reports, or statements provided by the Services. Additionally, the information provided by the Services may be changed with or without the knowledge of 1-800-Know-Now, periodically without prior notice. All content provided by the Services is provided "as is." Use of such information is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy and timeliness.

No Professional Advice

1-800-Know-Now may provide if requested, professional information (for example, medical, legal, or financial) for informational purposes only, which should not be construed as advice. No action should be taken based upon any of the professional information provided by the Services. You should seek independent professional advice from a person who is licensed and/or knowledgeable in the applicable area before acting upon any opinion, advice or information provided by the Services.

No Medical Advice

The Services may provide information on many medical topics; however there is absolutely no assurance that any information touching on medical matters is true, correct, or precise. The medical information provided by the Services is of a general nature and cannot substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read or heard through the Services. 1-800-Know-Now does not recommend or endorse any specific tests, physicians, products, procedures, opinions or other information that may be mentioned by the Services.

No Legal Advice

The Services provide information on many legal topics; however there is absolutely no assurance that any information touching on legal matters is true, correct or precise. The legal information provided by the Services is of a general nature and cannot substitute for professional legal advice. Always seek the advice of competent counsel with any questions you may have regarding a legal issue. As legal advice must be tailored to the specific circumstances of each case, and laws are constantly changing, nothing provided by the Services should be used as a substitute for the advice of competent counsel.

No Financial Advice

The Services may provide information on many financial topics; however there is absolutely no assurance that any information touching on financial matters is true, correct, or precise. The financial content provided by the Services is provided for your personal information only, is not intended for trading purposes, and cannot substitute for professional financial advice. Always seek advice of a competent financial advisor with any questions you may have regarding a financial matter. The Services that may be provided by 1-800-Know-Now are not appropriate for the purposes of making a decision to carry out a transaction or trade nor do they provide any form of advice (investment, tax or legal) amounting to investment advice, or make any recommendations regarding particular financial instruments, investments or products.